Ready to Train

for a 700+ Score?

Stronger Scores,

Stronger Futures.

Train Your Credit Like You Train Your Body

You don’t need perfect credit, you need a training plan.
Whether you’re working toward homeownership, rebuilding after a financial setback, or preparing to co-sign with confidence, FX Your Score gives you the step-by-step system to strengthen your credit score, mindset, and financial future.

We fuse mortgage expertise with a personal trainer’s mindset, so you don’t just learn what to do… you get coached through it.

The 700+ Training Method™

We don’t fix credit. We train it.
This isn’t another generic “credit repair” company. This is credit fitness—tailored to your life, your goals, and your future mortgage approval.

Inside our Score Transformation Programs, you’ll build more than points—you’ll build belief, momentum, and strategy.

Services to Strengthen Your Score & Certify You Mortgage-Ready

Whether you’re training solo, with a partner, or just getting started, there’s a pathway for you.

Here’s how we help you break through:

$1.99 Credit Training Session

→ Quick, powerful intro call that maps out your customized transformation game plan.

Couples Credit Coaching Plan

→ Build stronger credit and stronger communication—together.

Do-it-for-You Credit Coaching Plan

→ For busy clients who want us to handle the heavy lifting behind the scenes.

First-Time Homebuyer Guide + Consult

→ Get prepped, pre-qualified, and powerfully informed for the biggest purchase of your life.

Home Loan Consult

→ Speak directly with a mortgage coach who can help you qualify, position, and apply with strategy.

Authorized User Credit Builder

→ Our unique co-signing system helps creditworthy allies help you train your way to qualification.

Local Notary Services (60-mile radius of Georgetown, TX)

→ Fast, mobile, and mortgage-friendly notarizations for your important docs.

What others are saying

"Mortgage Qualifyified"

Credit score was not the best (560), and in 6 months Kristi hat it ready to get a mortgage (640)!!! We still have a lot of work to do cause I want it as high as possible, but I know we will get it done!! Highly recommend Kristi to repair your credit!!!

- Drake

"I am absolutely thrilled"

Yes yes I am absolutely thrilled and pleased with the results of what has become not even less than a month! Very very reasonable price, great communication skills and most of all she actually cares about your credit not just getting your together but making sure you do what is needed to keep it together!!

- Nette

"Highly recommend her"

"When my husband and I reached out about Credit repair we were definitely nervous about how the process would go, but Kristi has definitely made this process a breeze she is quick to answer all questions and works very diligently to repair And dispute anything that is inaccurate we are very thankful for all the work that she put in for us. I would highly recommend her."

- Jessica

Your Credit Fitness Journey Starts Here

Here’s how to get started:

  • Book Your $1.99 Credit Training Session

    We'll review your goals and build your score game plan.

  • Start Your Training Plan

    Choose from self-paced, done-for-you, or couples coaching options.

  • Earn Your Mortgage-Ready Certification

    When you're trained, qualified, and confident—you're ready to apply.

Built on Faith. Fueled by Strategy.

At FX Your Score, we believe financial fitness is part of your legacy.
We're here to coach, support, and train you with the same dedication we bring to the gym and most importantly, the same faith that drives our mission.
Because your mortgage approval starts with your mindset.

Ready to Level Up Your Score?

Let’s build your financial fitness—one step at a time.

📞 Call | 💬 Text | 📅 Schedule a Session

From Denied to Qualified: Real Results

Kristi raised my score and has significantly improved my life. I couldn’t get $100 credit line and now she is qualifying me for mortgage. Thank you Kristi for helping me out!

- Logan

Transform Your Credit Today!

Frequently Asked Questions

What’s included in your Credit Repair Services?

We offer personalized credit audits, dispute services, and strategic planning tailored to help you become mortgage-ready. Our approach is built on structure, transparency, and results — not gimmicks.

How does the Home Loan Consultation work?

You’ll meet with a mortgage-qualified credit expert who will walk you through what lenders look for, identify any red flags in your credit, and help you get a plan in place for approval.

What’s a Tradeline and do I need one?

Tradelines are accounts listed on your credit report. We only recommend tradelines that are safe, legal, and aligned with your specific financial goals. They’re not always necessary — we help you decide based on your full credit picture.

What areas do your Mobile Notary Services cover?

We currently offer mobile notary services within a 60 mile radius of Georgetown. We come to you, offering convenience for closings, legal docs, and ID verifications.

Who is your First Time Home Buyer Guide for?

This is for anyone who wants to stop renting and start owning. It’s ideal for individuals or families with credit challenges who want expert guidance to move toward homeownership with confidence and clarity.

How long does it take to see results?

Every client’s timeline is different. Some clients see improvement in as little as 30 days, while others take 3–6 months depending on their credit profile and consistency with the plan.

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