From Denied to Qualified
Why I Built
FX Your Score
Helping you train your credit like you train your body because everyone deserves the keys to their own home.
Meet Kristi Q
Your Credit Coach with a Mortgage License & a Muscle Mindset
I’m Krist Q—founder of FX Your Score, Mortgage Loan Officer, IFBB figure competitor, and the coach behind the 700+ Training Method™.
I created FX Your Score because I saw far too many families get denied for their dream homes not because they lacked income or ambition, but because no one ever trained them on how credit really works.
As a loan officer, I watched approvals fall apart over 20-point differences.
As a bodybuilder, I knew that real transformation requires training, not luck.
So, I fused my passion for financial fitness with my background in coaching and mortgages to create a system that builds stronger scores—and stronger futures.
Our Mission
Empower more families to become mortgage-ready through faith, financial fitness, and a step-by-step system.
We’re here to...
👉 Equip first-time buyers with the knowledge and support they need
👉 Help families rebuild and rebound after credit challenges
👉 Offer personalized training—not one-size-fits-all credit repair
👉 Keep it real, respectful, and results-driven
What Makes FX Your Score Different?
This isn’t credit repair.
This is credit training.
Your credit isn’t broken—it’s undertrained. Just like your body, your credit score improves when you work it with purpose and consistency.
No gimmicks.
Just game plans.
We don’t believe in quick fixes or credit miracles. We build customized training plans based on your goals and what’s holding your score back.
Faith-forward and purpose-led.
We believe your financial breakthrough starts with your mindset. And when you build discipline in one area of life, it carries into everything else.
Mortgage-focused,
not just number-obsessed.
This isn’t about chasing a score—it’s about getting you home-ready. Whether that means buying your first house, refinancing, or setting up future success, we coach with the end goal in mind.
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Here's some of what they had to say
The Origin of FX Your Score
"This started in my loan officer’s chair. I’d look across the desk at people with big dreams and low scores—and I knew they didn’t need pity. They needed a plan. I decided to stop turning people away and start training them up. What began as free advice turned into a coaching system. Now it’s a movement."
— Krist Q
Transform Your Credit Today!
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© FX Your Score 2025 All Rights Reserved