You don’t need perfect credit, you need a training plan.
Whether you’re working toward homeownership, rebuilding after a financial setback, or preparing to co-sign with confidence, FX Your Score gives you the step-by-step system to strengthen your credit score, mindset, and financial future.
We fuse mortgage expertise with a personal trainer’s mindset, so you don’t just learn what to do… you get coached through it.
We don’t fix credit. We train it.
This isn’t another generic “credit repair” company. This is credit fitness, tailored to your life, your goals, and your future mortgage approval.
Inside our Score Transformation Programs,
you’ll build more than points—you’ll build belief, momentum, and strategy.
Services to Strengthen Your Score & Certify You Mortgage Ready
Whether you’re training solo, with a partner, or just getting started, there’s a pathway for you.





→ Quick, powerful intro call that maps out your customized transformation game plan.
→ Build stronger credit and stronger communication—together.
→ For busy clients who want us to handle the heavy lifting behind the scenes.
→ Get prepped, pre-qualified, and powerfully informed for the biggest purchase of your life.
→ Speak directly with a mortgage coach who can help you qualify, position, and apply with strategy.
→ Our unique co-signing system helps creditworthy allies help you train your way to qualification.
→ Fast, mobile, and mortgage-friendly notarizations for your important documents.
"Mortgage Qualified"
"Credit score was not the best (560), and in 6 months Kristi hat it ready to get a mortgage (640)!!! We still have a lot of work to do cause I want it as high as possible, but I know we will get it done!! Highly recommend Kristi to repair your credit!!!"
- Drake

"I am absolutely thrilled"
"Yes yes I am absolutely thrilled and pleased with the results of what has become not even less than a month! Very very reasonable price, great communication skills and most of all she actually cares about your credit not just getting your together but making sure you do what is needed to keep it together!!"
- Nette

"Highly recommend her"
"When my husband and I reached out about Credit repair we were definitely nervous about how the process would go, but Kristi has definitely made this process a breeze she is quick to answer all questions and works very diligently to repair And dispute anything that is inaccurate we are very thankful for all the work that she put in for us. I would highly recommend her."
- Jessica

Book Your $1.99 Credit Training Session
We'll review your goals and build your score game plan.
Start Your Training Plan
Choose from self-paced, done-for-you, or couples coaching options.
Earn Your Mortgage-Ready Certification
When you're trained, qualified, and confident—you're ready to apply.
At FX Your Score, we believe financial fitness is part of your legacy. We're here to coach, support, and train you with the same dedication we bring to the gym and most importantly, the same faith that drives our mission. Your mortgage approval starts with your mindset.
Let’s build your financial fitness—one step at a time.
📞 Call | 💬 Text | 📅 Schedule a Session
Kristi raised my score and has significantly improved my life. I couldn’t get $100 credit line and now she is qualifying me for mortgage. Thank you Kristi for helping me out!
- Logan

We offer personalized credit audits, done-for-you dispute services, and strategic planning tailored to help you become mortgage-ready. Our approach is built on structure, transparency, and results — not gimmicks.
You’ll meet with a mortgage-qualified credit expert who will walk you through what lenders look for, identify any red flags in your credit, and help you get a plan in place for approval.
Tradelines are accounts listed on your credit report. We only recommend tradelines that are safe, legal, and aligned with your specific financial goals. They’re not always necessary — we help you decide based on your full credit picture.
We currently offer mobile notary services within a 60 mile radius of Georgetown, TX. We come to you, offering convenience for closings, legal docs, and ID verifications.
This is for anyone who wants to stop renting and start owning. It’s ideal for individuals or families with credit challenges who want expert guidance to move toward homeownership with confidence and clarity.
Every client’s timeline is different. Some clients see improvement in as little as 30 days, while others take 3–6 months depending on their credit profile and consistency with the plan.

© FX Your Score 2026 All Rights Reserved
© FX Your Score 2026 All Rights Reserved
Privacy Policy
Terms & Conditions